Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Stark Strategic Capital Management, Inc.
Scot L. Stark, MBA, CMFC, CFP
Certified Financial Planner professional
President, Stark Strategic Capital Management, Inc.
Chairman, Financial Planning Association - Maryland
Email: info@sscm-inc.com
Phone: 410.357.0668		 •
Some of the services we offer include:

- Comprehensive Wealth Management & Financial Planning

- Retirement & Retirement Distributions Strategies

- Risk Management & Insurance Planning

- IRAs - Traditional, Roth, SEP, SIMPLE

- Investments & Portfolio Management

- Cash Flow & Debt Management

- Tax Planning,