Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Stark Strategic Capital Management, Inc.
Scot L. Stark, MBA, CMFC, CFP
Certified Financial Planner professional
President, Stark Strategic Capital Management, Inc.
Chairman, Financial Planning Association - Maryland
Email: info@sscm-inc.com
Phone: 410.357.0668		 •
Some of the services we offer include:

- Comprehensive Wealth Management & Financial Planning

- Retirement & Retirement Distributions Strategies

- Risk Management & Insurance Planning

- IRAs - Traditional, Roth, SEP, SIMPLE

- Investments & Portfolio Management

- Cash Flow & Debt Management

- Tax Planning,