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  2. Archived Blog
  3. May 2017

May 2017

Beneficiary Benefits—Keeping Designees Updated Matters Big Time

Submitted by Stark Strategic Capital Management, Inc. on May 11th, 2017

The term beneficiary crops up every now and again. Usually you’ll see it on an insurance form or hear about it in relation to a will, but despite the nonchalance we toss the term around with, beneficiaries are incredibly important. Let’s break down the details on how and why beneficiaries matter.

Tags:
  • beneficiary, contingent beneficiary, POD, TOD, update, IRA, 401(k), spouse, children
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Term vs. Permanent Life Insurance: What You Need to Know

Submitted by Stark Strategic Capital Management, Inc. on May 9th, 2017

All of the various forms of life insurance – whole life, term life, variable life, universal life and the dozens of variations of each – can be distilled down to just two types: Term and Permanent.

Tags:
  • life insurance, term, whole, permanent, variable life, cash value, invest the difference, accumulation
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Game of Life: Financial Planning At Every Age

Submitted by Stark Strategic Capital Management, Inc. on May 4th, 2017

If you’ve ever played the Game of Life board game, it becomes clear that compressed into the colorful path there are various stages of life. Each stage holds its own major financial challenges as well as prospective profits in addition to surprises (new baby!) and forks in the road.

Tags:
  • financial planning, retirement, 401(k), IRA, tax deferred, 529 plan, marriage, risk management, insurance, taxes, estate planning
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Smart Taxes: Roth IRA

Submitted by Stark Strategic Capital Management, Inc. on May 2nd, 2017

Without fail as Tax Day approaches every year, the mind whirls while you check boxes and fill in numbers about everything you could have, should have, would have done to save more money on taxes. Could you have saved more? Invested better? Been smarter at charitable giving? Probably.

Tags:
  • Roth IRA, tax free, traditional IRA, Roth conversion, AGI, eligible, filing status
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  • annuities, bear market, downturn, market correction, bull market (1)
  • annuities, deferred annuity, immediate annuity, retirement, insurance, dividends, bonds, guaranteed income, (1)
  • annuity, deferred annuity, immediate annuity, index annuity, guaranteed, income stream, mortality, surrender, costs (1)
  • app, apps, stock market, mobile, investments, retired, retirement, (1)
  • apps, fintech, online banking, online investing, financial news, PC Mag (1)
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  • asset, insurance, income, disability insurance, loss of income, income protection, disabled, disability (1)
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  • basics, emergency fund, life, disaster, family, death, insurance, life insurance, disability insurance, retirement, long term care insurance (1)
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  • beneficiary, contingent beneficiary, POD, TOD, update, IRA, 401(k), spouse, children (1)
  • budget, plan, cash flow, savings, online tools, spending, goals, saving, debt reduction, emergency fund, online banking, mint.com (1)
  • budget, spend, impulse purchase, behavior, savings, spending (1)
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  • cloud, Internet, cloud storage, online banking, document storage, e-filing, data management, sensitive data, data storage, backup (1)
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  • student loans, consolidation, private loan, federal loans, FFEL, repayment, DOE, department of education (1)
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  • wealth, money, risk, emotions, lucky, dishonest, fear, greed, Occupy Wall Street, (1)
  • year-end planning, tax planning, tax bracket, adjusted gross income, tax deduction, business deduction, tax software (1)

Contact Us

Don't hesitate to get in touch with us.
We would love the opportunity to become your trusted advisor.

Phone: 410-357-0668
Fax: 410-357-4381

Email: scot@sscm-inc.com

21646 Keeney Mill Road, Freeland, MD 21053

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At Stark Strategic Capital Management, Inc. we work collaboratively with you as your personal financial planner and investment advisor offering you a wide range of services from financial and investment planning, insurance and risk management, retirement planning, retirement income and distribution strategies, all while optimizing your asset allocation. Our primary goal is to customize each and every solution and strategy in a personalized and distinct way as your individual, unique circumstances require.

We serve clients in the immediate Maryland area and on the east coast from New Jersey to Florida. Our owner, Scot L. Stark is a certified financial planner® professional - CFP®. 

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