GET STARTED by Downloading Your Free Brochure HERE!

Get More Information

Let's Make a (Financial) Plan - Why You Should Hire a Certified Financial Planner (CFP®)

What exactly is a Certified Financial Planner?







Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNERand federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements. 

NOW POSTED:  Click here to read our latest Quarterly Commentary!

Take the national financial literacy quiz here

View the national and state-by-state results of the National Literacy Quiz here

Please email me at and let me know how you did!

Important News

On June 22, 2006, Scot L. Stark, MBA, CMFC, CFP® was admitted to the Paladin Registry and ranked in the top 10% of advisors in the financial planning profession. 

According to Jack Paladin, founder of the Paladin Registry ( and author of the book, Who’s Watching Your Money? The 17 Paladin Principles for Selecting a Financial Advisor, the registry provides free public services to investors who require the services of financial planners and advisors.  The registry’s service allows investors to find high-quality, competent, and trustworthy financial advisors to achieve their financial goals. In addition, Scot was also awarded Paladin's Five Star Quality Designation. 

Click on the below link to view the Paladin Press Release admitting Scot into the registry.

View the press release

2013 Hours of Operation & Holidays

2013 Office Closures
New Year's Day - January 1
Martin Luther King, Jr. Day - January 21
Washington's Birthday/President's Day* - February 18
Good Friday - March 29
Memorial Day - May 27
Independence Day - July 4**
Labor Day - September 2
Thanksgiving Day - November 28
Day After Thanksgiving*** - November 29
Christmas Day - December 25****

* Washington's Birthday was first declared a federal holiday by an 1879 act of Congress. The Monday Holiday Law, enacted in 1968, shifted the date of the commemoration of Washington's Birthday from February 22nd to the third Monday in February, but neither that Law nor any subsequent law changed the name of the holiday from Washington's Birthday to President's Day.

** The market wil also close early at 1 p.m. Wednesday, July 3rd, 2013.

*** The NYSE Trading Floor will close early at 1 p.m. on Friday, November 30th, 2013 (the day after Thanksgiving). However, SSCM, Inc. will be closed for the entire day on the day after Thanksgiving.

**** The market will also close early at 1 p.m. Tuesday, December 24th, 2013.






LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Car Affordability

How much can you afford to pay for a car?

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

More Calculators →

Strengthening Social Security

A recent poll measured attitudes toward four potential changes to strengthen the Social Security system.

Succession Planning and Life Insurance

How to help survivors from being forced to liquidate the business, sell assets, or borrow money to pay taxes and fees.

Be Careful About Cashing Out

When leaving a job, what you could do with the assets you’ve accumulated in your employer-sponsored retirement plan.

HOT TOPIC: The Japanese Economy

In 2013, Japan’s economy and stock market showed promising signs of progress after 15 years of deflation.

More Newsletters →